Small money - big impact : fighting poverty with microfinance / Peter A. Fanconi, Patrick Scheurle.

Translation from German of Small money-big impact, [2015].

Includes index.

"Make your money make a differenceand enjoy attractive returns Small Money, Big Impact explores and explains the globally growing importance of impact investing. Today, the investor's perspective has become as important as the actual social impact. Based on their experience with over 25 million micro borrowers, the authors delve into the mechanics, considerations, data and strategies that make microloans and impact investing an attractive asset class. From the World Bank to the individual investor, impact investing is attracting more and more attention. Impact investing is a global megatrend and is reshaping the way people invest as pension funds, insurance companies, foundations, family offices and private investors jump on board. This book explains for the first time how it works, why it works and what you should know if you're ready to help change the world. Impact investing has proven over the last 20 years as the first-line offense against crushing poverty. Over two billion people still lack access to basic financial services, which are essential for improving their livelihood. Investors have experienced not only social and environmental impact, but have received attractive, stable and uncorrelated returns for over 15 years. This guide provides the latest insights and methodologies that help you reap the rewards of investing in humanity. Explore the global impact investing phenomenon Learn how microloans work, and how they make a difference Discover why investors are increasingly leaning into impact investing Consider the factors that inform impact investing decisions Part social movement and part financial strategy, impact investing offers the unique opportunity for investors to power tremendous change with a small amount of money expanding their portfolios as they expand their own global impact. Microfinance allows investors at any level to step in where banks refuse to tread, offering opportunity to those who need it most. Small Money, Big Impact provides the expert guidance you need to optimize the impact on your portfolio and the world"-- Provided by publisher.

Machine generated contents note: Foreword Preface Acknowledgments About the Authors Chapter 1: Introduction 1.1 Fighting Poverty 1.2 Investing in Financial Infrastructure 1.3 Content Overview Chapter 2: Microfinance -- the Concept 2.1 History 2.2 Definition and Goals 2.3 Double Bottom Line 2.4 Financial Inclusion 2.5 Market Participants 2.6 Impact Investing 2.7 Preliminary Conclusions Chapter 3: The Microfinance Value Chain 3.1 The Protagonists and their Tasks 3.2 Regulatory Environment 3.3 Development Finance Institutions 3.4 Market Overview 3.5 Geneva: Birthplace of Modern Microfinance 3.6 Preliminary Conclusions Chapter 4: Micro Entrepreneurs 4.1 Definition 4.2 Needs and Requirements 4.3 Micro Entrepreneurs 4.4 Preliminary Conclusions Chapter 5: Microfinance Institutions 5.1 Definition and Goals 5.2 Types of MFIs 5.3 MFI Funding 5.4 Services 5.5 Regulation 5.6 Preliminary Conclusions Chapter 6: Lending Methodologies 6.1 Traditional Credit Theory and Microfinance 6.2 Lending Methodologies 6.3 Socio-Economic Factors 6.4 Late Payments and Over-Indebtedness of Clients 6.5 Default Prevention and Restructuring 6.6 Occupation: Loan Officer 6.7 Preliminary Conclusions Chapter 7: Loan Pricing 7.1 Interest Rate Components 7.2 Setting Sustainable Interest Rates 7.3 Regional Differences 7.4 Loan Recipients' Willingness to Repay 7.5 Preliminary Conclusions Chapter 8: Social Performance Management 8.1 Social Performance 8.2 Measuring Social Performance 8.3 Measuring the Outcome of Microfinance 8.4 Social Rating Agencies 8.5 Technical Assistance 8.6 Linking Social Performance with Profitability 8.7 Preliminary Conclusions Chapter 9: Beyond the Reach of Microfinance? 9.1 Prejudices and Reservations 9.2 Preliminary Conclusions Chapter 10: Investing in Microfinance 10.1 Market Development 10.2 Microfinance Investment Vehicles 10.3 The Investment Process 10.4 Loan Agreements and Pricing Policy 10.5 Microfinance in the Overall Investment Portfolio 10.6 Incentives for Investing in Microfinance 10.7 Preliminary Conclusions Chapter 11: Real and Financial Economy 11.1 Microfinance Is Crisis-Proof 11.2 Real Economy and Local Influencing Factors 11.3 Financial Economy 11.4 Stability Mechanisms 11.5 Preliminary Conclusions Chapter 12: Discussion of Results and Conclusions 12.1 Win-win-win 12.2 Onwards and Upwards Appendix A Example of a Loan Application Due Diligence of Socio-Economic Impact Factors Notes List of Abbreviations Glossary References Photo Credits Index.

Online resource; title from digital title page (viewed on April 03, 2017).